Compare Today’s Refinance Rates for Holmen, Wisconsin 54636
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Holmen, Wisconsin 54636.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Holmen, Wisconsin 54636. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,974 or $8 per month in Holmen and other parts of La Crosse county.
Summary of Average Refinances in Holmen, Wisconsin 54636
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Interactive Refinance Rate Projections for Holmen, Wisconsin 54636
Pureloan has developed an interactive chart to monitor the five largest local lenders in Holmen, WI 54636, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Holmen, Wisconsin 54636 from 2024 - 2016
The following historical data provides insights into refinancing trends in Holmen, Wisconsin and the surrounding La Crosse county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 45.20% | 51.91% | 50.00% | 53.69% | 43.12% | 37.98% | 37.71% | 45.28% | |
avg refi rate | 3.94% | 3.84% | 4.02% | 4.48% | 3.63% | 3.91% | 4.53% | 4.77% | |
% 15 year fixed refinance | 37.85% | 32.84% | 31.70% | 37.93% | 42.31% | 44.37% | 44.17% | 32.26% | |
avg refi rate | 3.12% | 3.01% | 3.22% | 3.56% | 2.89% | 3.17% | 3.70% | 4.16% | |
Avg credit score | 751.62 | 760.65 | 756.96 | 749.73 | 765.57 | 770.24 | 768.17 | 766.34 | |
Avg LTV (loan to value) | 70.79% | 71.84% | 72.32% | 71.22% | 69.51% | 68.97% | 68.49% | 67.60% | |
Avg DTI (debt to income) | 31.33 | 30.06 | 30.09 | 31.86 | 28.50 | 28.31 | 29.10 | 29.58 | |
Avg refinance insurance % | 4.73% | 3.81% | 3.67% | 4.24% | 2.89% | 2.72% | 2.72% | 2.11% |
Best Refinance Brokers around Holmen, Wisconsin 54636
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Holmen, Wisconsin 54636, we have compiled a list of top refinance brokers to assist you in the process.
Justin Blaken
AVP & Loan Officer
401 N Washington St
Melrose, WI 54636
(608) 488-2411
blaken@brcbank.com
Deb Kreibich
Loan Processor
401 N Washington St
Melrose, WI 54636
(608) 488-2411
kreibich@brcbank.com
Todd Pronschinske
Mortgage Consultant
S2021 County Road U
Cochrane, WI 54636
(608) 626-3131
toddwsb@mwt.net
Barry Ritscher
Mortgage Consultant
S2021 County Road U
Cochrane, WI 54636
(608) 626-3131
barrywsb@mwt.net
Herbert Lallemont
Mortgage Consultant
S2021 County Road U
Cochrane, WI 54636
(608) 626-3131
herbwsb@mwt.net
Address
401 N Washington St
Melrose, WI
Contact
(608) 488-2411
Fax (301) 639-0804
blaken@brcbank.com
Address
401 N Washington St
Melrose, WI
Contact
(608) 488-2411
Fax (301) 639-0804
kreibich@brcbank.com
Address
S2021 County Road U
Cochrane, WI
Contact
(608) 626-3131
Fax (301) 639-0804
toddwsb@mwt.net