Compare Today’s Refinance Rates for Iola, Wisconsin 54990
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Iola, Wisconsin 54990.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $15,414 over the lifetime of your mortgage, which translates to a monthly savings of $43 in Iola and other areas of Waupaca county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Iola, Wisconsin 54990
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Interactive Refinance Rate Projections for Iola, Wisconsin 54990
Pureloan has developed an interactive chart to monitor the five largest local lenders in Iola, WI 54990, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Iola, Wisconsin 54990 from 2024 - 2016
The following historical data provides insights into refinancing trends in Iola, Wisconsin and the surrounding Waupaca county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 45.20% | 51.91% | 50.00% | 53.69% | 43.12% | 37.98% | 37.71% | 45.28% | |
avg refi rate | 3.94% | 3.84% | 4.02% | 4.48% | 3.63% | 3.91% | 4.53% | 4.77% | |
% 15 year fixed refinance | 37.85% | 32.84% | 31.70% | 37.93% | 42.31% | 44.37% | 44.17% | 32.26% | |
avg refi rate | 3.12% | 3.01% | 3.22% | 3.56% | 2.89% | 3.17% | 3.70% | 4.16% | |
Avg credit score | 751.62 | 760.65 | 756.96 | 749.73 | 765.57 | 770.24 | 768.17 | 766.34 | |
Avg LTV (loan to value) | 70.79% | 71.84% | 72.32% | 71.22% | 69.51% | 68.97% | 68.49% | 67.60% | |
Avg DTI (debt to income) | 31.33 | 30.06 | 30.09 | 31.86 | 28.50 | 28.31 | 29.10 | 29.58 | |
Avg refinance insurance % | 4.73% | 3.81% | 3.67% | 4.24% | 2.89% | 2.72% | 2.72% | 2.11% |
Best Refinance Brokers around Iola, Wisconsin 54990
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Iola, Wisconsin 54990, we have compiled a list of top refinance brokers to assist you in the process.
Wayne Jarvi
Loan Officer
10503 165th St W
Lakeville, MN 54990
(507) 995-7775
wjarvi@envoymortgage.com
Jeffrey Loftus
Loan Officer
10503 165th St W
Lakeville, MN 54990
(507) 995-7775
jloftus@envoymortgage.com
Lisa Swanson
Loan Officer
10503 165th St W
Lakeville, MN 54990
(952) 388-1633
lswanson@envoymortgage.com
Michelle Moore
Home Mortgage Consultant
17271 Kenyon Ave Ste 102
Lakeville, MN 54990
(952) 898-7035
michelle.moore@edinarealtymortgage.com
Lori Perpich
Home Mortgage Consultant
17271 Kenyon Ave Ste 102
Lakeville, MN 54990
(952) 898-7034
lori.perpich@edinarealtymortgage.com
Address
10503 165th St W
Lakeville, MN
Contact
(507) 995-7775
Fax (301) 639-0804
wjarvi@envoymortgage.com
Address
10503 165th St W
Lakeville, MN
Contact
(507) 995-7775
Fax (301) 639-0804
jloftus@envoymortgage.com
Address
10503 165th St W
Lakeville, MN
Contact
(952) 388-1633
Fax (301) 639-0804
lswanson@envoymortgage.com