Compare Today’s Refinance Rates for Janesville, Wisconsin

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Janesville, Wisconsin 53548. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,271 or $12 / month in Janesville and other areas of Rock county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Janesville, Wisconsin 53548.

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Summary of Average Refinance Terms in Janesville, Wisconsin 53548

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Janesville, WI 53548, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Janesville, Wisconsin 53548 from 2012 - 2019

Below are historical data on refinancing in Janesville, Wisconsin and around Rock county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.50% 39.64% 45.47% 48.98% 56.80% 57.32% 57.67% 52.83%
avg refi rate 4.76% 4.46% 3.88% 3.65% 4.44% 4.01% 3.83% 3.91%
% 15 year fixed refinance 30.35% 42.38% 37.02% 39.49% 30.81% 27.09% 25.32% 30.53%
avg refi rate 4.15% 3.68% 3.20% 2.90% 3.50% 3.17% 2.99% 3.08%
Avg credit score 769.37 770.74 774.02 769.50 754.31 760.49 759.29 757.64
Avg LTV (loan to value) 64.40% 64.46% 65.46% 67.19% 70.89% 71.72% 72.25% 70.78%
Avg DTI (debt to income) 29.42 29.40 28.02 29.00 32.34 30.65 30.57 31.79
Avg refinance insurance % 1.31% 1.36% 1.68% 2.82% 4.27% 5.40% 5.27% 4.32%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Janesville, Wisconsin 53548

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Janesville, Wisconsin 53548, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Christine Festa

Loan Processor

4407 Milton AveSuite 126

Janesville, WI 53548

(608) 314-1276

christinefesta@inlanta.com

Diana Stoehr

Loan Officer

4450 Milton Ave Ste 201

Janesville, WI 53548

(608) 314-8403

dianastoehr@inlanta.com

Craig March

Branch Manager/Loan Office

4450 Milton Ave Ste 201

Janesville, WI 53548

(608) 314-8400

craigmarch@inlanta.com

Suzanne Viken

Loan Officer

1 S Main St Ste 100

Janesville, WI 53548

(608) 743-1557

sviken@johnsonbank.com

Susan Soldat

Loan Officer

1 S Main St Ste 100

Janesville, WI 53548

(608) 743-4057

SSOLDAT@JOHNSONBANK.COM

Address

4407 Milton AveSuite 126

Janesville, WI

Contact

(608) 314-1276

Fax (301) 639-0804

christinefesta@inlanta.com

Address

4450 Milton Ave Ste 201

Janesville, WI

Contact

(608) 314-8403

Fax (301) 639-0804

dianastoehr@inlanta.com

Address

4450 Milton Ave Ste 201

Janesville, WI

Contact

(608) 314-8400

Fax (301) 639-0804

craigmarch@inlanta.com

Refinancing News for Janesville, Wisconsin 53548