Compare Today’s Refinance Rates for Janesville, Wisconsin
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Janesville, Wisconsin 53548. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,271 or $12 / month in Janesville and other areas of Rock county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Janesville, Wisconsin 53548.
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Summary of Average Refinance Terms in Janesville, Wisconsin 53548
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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Janesville, WI 53548, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Janesville, Wisconsin 53548 from 2012 - 2019
Below are historical data on refinancing in Janesville, Wisconsin and around Rock county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 54.50% | 39.64% | 45.47% | 48.98% | 56.80% | 57.32% | 57.67% | 52.83% |
| avg refi rate | 4.76% | 4.46% | 3.88% | 3.65% | 4.44% | 4.01% | 3.83% | 3.91% |
| % 15 year fixed refinance | 30.35% | 42.38% | 37.02% | 39.49% | 30.81% | 27.09% | 25.32% | 30.53% |
| avg refi rate | 4.15% | 3.68% | 3.20% | 2.90% | 3.50% | 3.17% | 2.99% | 3.08% |
| Avg credit score | 769.37 | 770.74 | 774.02 | 769.50 | 754.31 | 760.49 | 759.29 | 757.64 |
| Avg LTV (loan to value) | 64.40% | 64.46% | 65.46% | 67.19% | 70.89% | 71.72% | 72.25% | 70.78% |
| Avg DTI (debt to income) | 29.42 | 29.40 | 28.02 | 29.00 | 32.34 | 30.65 | 30.57 | 31.79 |
| Avg refinance insurance % | 1.31% | 1.36% | 1.68% | 2.82% | 4.27% | 5.40% | 5.27% | 4.32% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Janesville, Wisconsin 53548
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Janesville, Wisconsin 53548, we have compiled a list of the leading refinance brokers to guide you.
Christine Festa
Loan Processor
4407 Milton AveSuite 126
Janesville, WI 53548
(608) 314-1276
christinefesta@inlanta.com
Diana Stoehr
Loan Officer
4450 Milton Ave Ste 201
Janesville, WI 53548
(608) 314-8403
dianastoehr@inlanta.com
Craig March
Branch Manager/Loan Office
4450 Milton Ave Ste 201
Janesville, WI 53548
(608) 314-8400
craigmarch@inlanta.com
Suzanne Viken
Loan Officer
1 S Main St Ste 100
Janesville, WI 53548
(608) 743-1557
sviken@johnsonbank.com
Susan Soldat
Loan Officer
1 S Main St Ste 100
Janesville, WI 53548
(608) 743-4057
SSOLDAT@JOHNSONBANK.COM
Address
4407 Milton AveSuite 126
Janesville, WI
Contact
(608) 314-1276
Fax (301) 639-0804
christinefesta@inlanta.com
Address
4450 Milton Ave Ste 201
Janesville, WI
Contact
(608) 314-8403
Fax (301) 639-0804
dianastoehr@inlanta.com
Address
4450 Milton Ave Ste 201
Janesville, WI
Contact
(608) 314-8400
Fax (301) 639-0804
craigmarch@inlanta.com