Compare Today’s Refinance Rates for La Crosse, Wisconsin

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for La Crosse, Wisconsin 54603. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,303 or $9 / month in La Crosse and other areas of La Crosse county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for La Crosse, Wisconsin 54603.

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Summary of Average Refinance Terms in La Crosse, Wisconsin 54603

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in La Crosse, WI 54603, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for La Crosse, Wisconsin 54603 from 2012 - 2019

Below are historical data on refinancing in La Crosse, Wisconsin and around La Crosse county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 45.28% 37.71% 37.98% 43.12% 53.69% 50.00% 51.91% 45.20%
avg refi rate 4.77% 4.53% 3.91% 3.63% 4.48% 4.02% 3.84% 3.94%
% 15 year fixed refinance 32.26% 44.17% 44.37% 42.31% 37.93% 31.70% 32.84% 37.85%
avg refi rate 4.16% 3.70% 3.17% 2.89% 3.56% 3.22% 3.01% 3.12%
Avg credit score 766.34 768.17 770.24 765.57 749.73 756.96 760.65 751.62
Avg LTV (loan to value) 67.60% 68.49% 68.97% 69.51% 71.22% 72.32% 71.84% 70.79%
Avg DTI (debt to income) 29.58 29.10 28.31 28.50 31.86 30.09 30.06 31.33
Avg refinance insurance % 2.11% 2.72% 2.72% 2.89% 4.24% 3.67% 3.81% 4.73%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around La Crosse, Wisconsin 54603

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in La Crosse, Wisconsin 54603, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

D Herick

Mortgage Lender

2715 Losey Blvd S

La Crosse, WI 54603

(800) 755-0055

dherricks@altra.org

Adam Lanser

Personal Banker /Head Teller / Lender

1516 Losey Blvd S

La Crosse, WI 54603

(608) 784-9550

alanser@couleebank.net

Christopher Matter

Personal Banker / Consumer Lending Officer

1516 Losey Blvd S

La Crosse, WI 54603

(608) 784-9550

cmatter@couleebank.net

Yer Yang

Personal Banker / Consumer Lending Officer

1516 Losey Blvd S

La Crosse, WI 54603

(608) 784-9550

yyang@couleebank.net

Tori Truwe

Personal Banker / Mortgage & Consumer Lending Offi

1516 Losey Blvd S

La Crosse, WI 54603

(608) 784-9550

ttruwe@couleebank.net

Address

2715 Losey Blvd S

La Crosse, WI

Contact

(800) 755-0055

Fax (301) 639-0804

dherricks@altra.org

Address

1516 Losey Blvd S

La Crosse, WI

Contact

(608) 784-9550

Fax (301) 639-0804

alanser@couleebank.net

Address

1516 Losey Blvd S

La Crosse, WI

Contact

(608) 784-9550

Fax (301) 639-0804

cmatter@couleebank.net

Refinancing News for La Crosse, Wisconsin 54603