Compare Today’s Refinance Rates for La Crosse, Wisconsin 54601
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in La Crosse, Wisconsin 54601.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in La Crosse, Wisconsin 54601. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,228 or $26 per month in La Crosse and other parts of La Crosse county.
Summary of Average Refinances in La Crosse, Wisconsin 54601
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Interactive Refinance Rate Projections for La Crosse, Wisconsin 54601
Pureloan has developed an interactive chart to monitor the five largest local lenders in La Crosse, WI 54601, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in La Crosse, Wisconsin 54601 from 2024 - 2016
The following historical data provides insights into refinancing trends in La Crosse, Wisconsin and the surrounding La Crosse county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 45.20% | 51.91% | 50.00% | 53.69% | 43.12% | 37.98% | 37.71% | 45.28% | |
avg refi rate | 3.94% | 3.84% | 4.02% | 4.48% | 3.63% | 3.91% | 4.53% | 4.77% | |
% 15 year fixed refinance | 37.85% | 32.84% | 31.70% | 37.93% | 42.31% | 44.37% | 44.17% | 32.26% | |
avg refi rate | 3.12% | 3.01% | 3.22% | 3.56% | 2.89% | 3.17% | 3.70% | 4.16% | |
Avg credit score | 751.62 | 760.65 | 756.96 | 749.73 | 765.57 | 770.24 | 768.17 | 766.34 | |
Avg LTV (loan to value) | 70.79% | 71.84% | 72.32% | 71.22% | 69.51% | 68.97% | 68.49% | 67.60% | |
Avg DTI (debt to income) | 31.33 | 30.06 | 30.09 | 31.86 | 28.50 | 28.31 | 29.10 | 29.58 | |
Avg refinance insurance % | 4.73% | 3.81% | 3.67% | 4.24% | 2.89% | 2.72% | 2.72% | 2.11% |
Best Refinance Brokers around La Crosse, Wisconsin 54601
If you are considering refinancing your mortgage or obtaining a cash-out refinance in La Crosse, Wisconsin 54601, we have compiled a list of top refinance brokers to assist you in the process.
D Herick
Mortgage Lender
2715 Losey Blvd S
La Crosse, WI 54601
(800) 755-0055
dherricks@altra.org
Adam Lanser
Personal Banker /Head Teller / Lender
1516 Losey Blvd S
La Crosse, WI 54601
(608) 784-9550
alanser@couleebank.net
Christopher Matter
Personal Banker / Consumer Lending Officer
1516 Losey Blvd S
La Crosse, WI 54601
(608) 784-9550
cmatter@couleebank.net
Yer Yang
Personal Banker / Consumer Lending Officer
1516 Losey Blvd S
La Crosse, WI 54601
(608) 784-9550
yyang@couleebank.net
Tori Truwe
Personal Banker / Mortgage & Consumer Lending Offi
1516 Losey Blvd S
La Crosse, WI 54601
(608) 784-9550
ttruwe@couleebank.net
Address
2715 Losey Blvd S
La Crosse, WI
Contact
(800) 755-0055
Fax (301) 639-0804
dherricks@altra.org
Address
1516 Losey Blvd S
La Crosse, WI
Contact
(608) 784-9550
Fax (301) 639-0804
alanser@couleebank.net
Address
1516 Losey Blvd S
La Crosse, WI
Contact
(608) 784-9550
Fax (301) 639-0804
cmatter@couleebank.net