Compare Today’s Refinance Rates for Madison, Wisconsin

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Madison, Wisconsin 53794. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $1,667 or $5 / month in Madison and other areas of Grant county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Madison, Wisconsin 53794.

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Summary of Average Refinance Terms in Madison, Wisconsin 53794

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Madison, WI 53794, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Madison, Wisconsin 53794 from 2012 - 2019

Below are historical data on refinancing in Madison, Wisconsin and around Grant county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.50% 39.64% 45.47% 48.98% 56.80% 57.32% 57.67% 52.83%
avg refi rate 4.76% 4.46% 3.88% 3.65% 4.44% 4.01% 3.83% 3.91%
% 15 year fixed refinance 30.35% 42.38% 37.02% 39.49% 30.81% 27.09% 25.32% 30.53%
avg refi rate 4.15% 3.68% 3.20% 2.90% 3.50% 3.17% 2.99% 3.08%
Avg credit score 769.37 770.74 774.02 769.50 754.31 760.49 759.29 757.64
Avg LTV (loan to value) 64.40% 64.46% 65.46% 67.19% 70.89% 71.72% 72.25% 70.78%
Avg DTI (debt to income) 29.42 29.40 28.02 29.00 32.34 30.65 30.57 31.79
Avg refinance insurance % 1.31% 1.36% 1.68% 2.82% 4.27% 5.40% 5.27% 4.32%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Madison, Wisconsin 53794

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Madison, Wisconsin 53794, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jon Tobias

Loan Officer

4801 S. Biltmore Lane

Madison, WI 53794

(602) 626-2202

jon@tobiasteam.com

Ben Tobias

Loan Officer

4801 S. Biltmore Lane

Madison, WI 53794

(602) 626-2202

ben@tobiasteam.com

Tim Schnautz

Loan Officer

4801 S. Biltmore Lane

Madison, WI 53794

(602) 626-2202

tim@tobiasteam.com

Rick Schnautz

Loan Officer

4801 S. Biltmore Lane

Madison, WI 53794

(602) 626-2202

rick@tobiasteam.com

Haley Parker

Loan Officer

4801 S. Biltmore Lane

Madison, WI 53794

(602) 626-2202

haley@tobiasteam.com

Address

4801 S. Biltmore Lane

Madison, WI

Contact

(602) 626-2202

Fax (301) 639-0804

jon@tobiasteam.com

Address

4801 S. Biltmore Lane

Madison, WI

Contact

(602) 626-2202

Fax (301) 639-0804

ben@tobiasteam.com

Address

4801 S. Biltmore Lane

Madison, WI

Contact

(602) 626-2202

Fax (301) 639-0804

tim@tobiasteam.com

Refinancing News for Madison, Wisconsin 53794