Compare Today’s Refinance Rates for Madison, Wisconsin
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Madison, Wisconsin 53794. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $1,667 or $5 / month in Madison and other areas of Grant county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Madison, Wisconsin 53794.
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Summary of Average Refinance Terms in Madison, Wisconsin 53794
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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Madison, WI 53794, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Madison, Wisconsin 53794 from 2012 - 2019
Below are historical data on refinancing in Madison, Wisconsin and around Grant county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 54.50% | 39.64% | 45.47% | 48.98% | 56.80% | 57.32% | 57.67% | 52.83% |
| avg refi rate | 4.76% | 4.46% | 3.88% | 3.65% | 4.44% | 4.01% | 3.83% | 3.91% |
| % 15 year fixed refinance | 30.35% | 42.38% | 37.02% | 39.49% | 30.81% | 27.09% | 25.32% | 30.53% |
| avg refi rate | 4.15% | 3.68% | 3.20% | 2.90% | 3.50% | 3.17% | 2.99% | 3.08% |
| Avg credit score | 769.37 | 770.74 | 774.02 | 769.50 | 754.31 | 760.49 | 759.29 | 757.64 |
| Avg LTV (loan to value) | 64.40% | 64.46% | 65.46% | 67.19% | 70.89% | 71.72% | 72.25% | 70.78% |
| Avg DTI (debt to income) | 29.42 | 29.40 | 28.02 | 29.00 | 32.34 | 30.65 | 30.57 | 31.79 |
| Avg refinance insurance % | 1.31% | 1.36% | 1.68% | 2.82% | 4.27% | 5.40% | 5.27% | 4.32% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Madison, Wisconsin 53794
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Madison, Wisconsin 53794, we have compiled a list of the leading refinance brokers to guide you.
Jon Tobias
Loan Officer
4801 S. Biltmore Lane
Madison, WI 53794
(602) 626-2202
jon@tobiasteam.com
Ben Tobias
Loan Officer
4801 S. Biltmore Lane
Madison, WI 53794
(602) 626-2202
ben@tobiasteam.com
Tim Schnautz
Loan Officer
4801 S. Biltmore Lane
Madison, WI 53794
(602) 626-2202
tim@tobiasteam.com
Rick Schnautz
Loan Officer
4801 S. Biltmore Lane
Madison, WI 53794
(602) 626-2202
rick@tobiasteam.com
Haley Parker
Loan Officer
4801 S. Biltmore Lane
Madison, WI 53794
(602) 626-2202
haley@tobiasteam.com
Address
4801 S. Biltmore Lane
Madison, WI
Contact
(602) 626-2202
Fax (301) 639-0804
jon@tobiasteam.com
Address
4801 S. Biltmore Lane
Madison, WI
Contact
(602) 626-2202
Fax (301) 639-0804
ben@tobiasteam.com
Address
4801 S. Biltmore Lane
Madison, WI
Contact
(602) 626-2202
Fax (301) 639-0804
tim@tobiasteam.com