Compare Today’s Refinance Rates for Oregon, Wisconsin

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Oregon, Wisconsin 53575. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Oregon and surrounding areas of Dane county, your expected lifetime cash savings are $8,153 or $23 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Oregon, Wisconsin 53575.

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Summary of Average Refinance Terms in Oregon, Wisconsin 53575

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Oregon, WI 53575, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Oregon, Wisconsin 53575 from 2012 - 2019

Below are historical data on refinancing in Oregon, Wisconsin and around Dane county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.50% 39.64% 45.47% 48.98% 56.80% 57.32% 57.67% 52.83%
avg refi rate 4.76% 4.46% 3.88% 3.65% 4.44% 4.01% 3.83% 3.91%
% 15 year fixed refinance 30.35% 42.38% 37.02% 39.49% 30.81% 27.09% 25.32% 30.53%
avg refi rate 4.15% 3.68% 3.20% 2.90% 3.50% 3.17% 2.99% 3.08%
Avg credit score 769.37 770.74 774.02 769.50 754.31 760.49 759.29 757.64
Avg LTV (loan to value) 64.40% 64.46% 65.46% 67.19% 70.89% 71.72% 72.25% 70.78%
Avg DTI (debt to income) 29.42 29.40 28.02 29.00 32.34 30.65 30.57 31.79
Avg refinance insurance % 1.31% 1.36% 1.68% 2.82% 4.27% 5.40% 5.27% 4.32%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Oregon, Wisconsin 53575

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Oregon, Wisconsin 53575, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Tom Delagrave

Lending Officer

1200 Sextonville Rd

Richland Center, WI 53575

(608) 647-4029

TomDelagrave@cfbank.com

Tom Gainor

Lending Officer

1200 Sextonville Rd

Richland Center, WI 53575

(608) 647-4029

TomG@cfbank.com

Jim Smith

Commercial Lender

166 S Lexington St

Spring Green, WI 53575

(608) 588-4766

jsmith@thepeoplescommunitybank.com

Mary Lynn Johnson

Mortgage Consultant

166 S Lexington St

Spring Green, WI 53575

(608) 588-9942

mjohnson@thepeoplescommunitybank.com

Address

1200 Sextonville Rd

Richland Center, WI

Contact

(608) 647-4029

Fax (301) 639-0804

TomDelagrave@cfbank.com

Address

1200 Sextonville Rd

Richland Center, WI

Contact

(608) 647-4029

Fax (301) 639-0804

TomG@cfbank.com

Address

166 S Lexington St

Spring Green, WI

Contact

(608) 588-4766

Fax (301) 639-0804

jsmith@thepeoplescommunitybank.com

Refinancing News for Oregon, Wisconsin 53575