Compare Today’s Refinance Rates for Oregon, Wisconsin
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Oregon, Wisconsin 53575. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Oregon and surrounding areas of Dane county, your expected lifetime cash savings are $8,153 or $23 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Oregon, Wisconsin 53575.
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Summary of Average Refinance Terms in Oregon, Wisconsin 53575
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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Oregon, WI 53575, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Oregon, Wisconsin 53575 from 2012 - 2019
Below are historical data on refinancing in Oregon, Wisconsin and around Dane county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 54.50% | 39.64% | 45.47% | 48.98% | 56.80% | 57.32% | 57.67% | 52.83% |
| avg refi rate | 4.76% | 4.46% | 3.88% | 3.65% | 4.44% | 4.01% | 3.83% | 3.91% |
| % 15 year fixed refinance | 30.35% | 42.38% | 37.02% | 39.49% | 30.81% | 27.09% | 25.32% | 30.53% |
| avg refi rate | 4.15% | 3.68% | 3.20% | 2.90% | 3.50% | 3.17% | 2.99% | 3.08% |
| Avg credit score | 769.37 | 770.74 | 774.02 | 769.50 | 754.31 | 760.49 | 759.29 | 757.64 |
| Avg LTV (loan to value) | 64.40% | 64.46% | 65.46% | 67.19% | 70.89% | 71.72% | 72.25% | 70.78% |
| Avg DTI (debt to income) | 29.42 | 29.40 | 28.02 | 29.00 | 32.34 | 30.65 | 30.57 | 31.79 |
| Avg refinance insurance % | 1.31% | 1.36% | 1.68% | 2.82% | 4.27% | 5.40% | 5.27% | 4.32% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Oregon, Wisconsin 53575
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Oregon, Wisconsin 53575, we have compiled a list of the leading refinance brokers to guide you.
Tom Delagrave
Lending Officer
1200 Sextonville Rd
Richland Center, WI 53575
(608) 647-4029
TomDelagrave@cfbank.com
Tom Gainor
Lending Officer
1200 Sextonville Rd
Richland Center, WI 53575
(608) 647-4029
TomG@cfbank.com
Jim Smith
Commercial Lender
166 S Lexington St
Spring Green, WI 53575
(608) 588-4766
jsmith@thepeoplescommunitybank.com
Mary Lynn Johnson
Mortgage Consultant
166 S Lexington St
Spring Green, WI 53575
(608) 588-9942
mjohnson@thepeoplescommunitybank.com
Address
1200 Sextonville Rd
Richland Center, WI
Contact
(608) 647-4029
Fax (301) 639-0804
TomDelagrave@cfbank.com
Address
1200 Sextonville Rd
Richland Center, WI
Contact
(608) 647-4029
Fax (301) 639-0804
TomG@cfbank.com
Address
166 S Lexington St
Spring Green, WI
Contact
(608) 588-4766
Fax (301) 639-0804
jsmith@thepeoplescommunitybank.com