Compare Today’s Refinance Rates for Oshkosh, Wisconsin

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Oshkosh, Wisconsin 54906. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Oshkosh and surrounding areas of Winnebago county, your expected lifetime cash savings are $3,080 or $9 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Oshkosh, Wisconsin 54906.

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Summary of Average Refinance Terms in Oshkosh, Wisconsin 54906

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Oshkosh, WI 54906, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Oshkosh, Wisconsin 54906 from 2012 - 2019

Below are historical data on refinancing in Oshkosh, Wisconsin and around Winnebago county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 45.28% 37.71% 37.98% 43.12% 53.69% 50.00% 51.91% 45.20%
avg refi rate 4.77% 4.53% 3.91% 3.63% 4.48% 4.02% 3.84% 3.94%
% 15 year fixed refinance 32.26% 44.17% 44.37% 42.31% 37.93% 31.70% 32.84% 37.85%
avg refi rate 4.16% 3.70% 3.17% 2.89% 3.56% 3.22% 3.01% 3.12%
Avg credit score 766.34 768.17 770.24 765.57 749.73 756.96 760.65 751.62
Avg LTV (loan to value) 67.60% 68.49% 68.97% 69.51% 71.22% 72.32% 71.84% 70.79%
Avg DTI (debt to income) 29.58 29.10 28.31 28.50 31.86 30.09 30.06 31.33
Avg refinance insurance % 2.11% 2.72% 2.72% 2.89% 4.24% 3.67% 3.81% 4.73%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Oshkosh, Wisconsin 54906

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Oshkosh, Wisconsin 54906, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

George Thada

Assistant Vice President - Residential Lending

2450 Witzel Avenue,

Oshkosh, WI 54906

(920) 267-8056

george.thada@choice.bank

Chad Miller

Assistant Vice President - Residential Lending

2450 Witzel Avenue,

Oshkosh, WI 54906

(920) 230-1306

chad.miller@choice.bank

Scott Giltner

Vice President & Retail Lending Manager

2450 Witzel Avenue,

Oshkosh, WI 54906

(920) 230-1301

scott.giltner@choice.bank

Mike Bobusch

Vice President - Residential Lending

2450 Witzel Avenue,

Oshkosh, WI 54906

(920) 267-8051

mike.bobusch@choice.bank

Jesee Stroete

Loan Officers

1700 W 20th Ave

Oshkosh, WI 54906

(920) 231-1163

jtestroete@fvsbank.com

Address

2450 Witzel Avenue,

Oshkosh, WI

Contact

(920) 267-8056

Fax (301) 639-0804

george.thada@choice.bank

Address

2450 Witzel Avenue,

Oshkosh, WI

Contact

(920) 230-1306

Fax (301) 639-0804

chad.miller@choice.bank

Address

2450 Witzel Avenue,

Oshkosh, WI

Contact

(920) 230-1301

Fax (301) 639-0804

scott.giltner@choice.bank

Refinancing News for Oshkosh, Wisconsin 54906