Compare Today’s Refinance Rates for Racine, Wisconsin
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Racine, Wisconsin 53490. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Racine and surrounding areas of Green county, your expected lifetime cash savings are $8,312 or $23 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Racine, Wisconsin 53490.
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Summary of Average Refinance Terms in Racine, Wisconsin 53490
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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Racine, WI 53490, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Racine, Wisconsin 53490 from 2012 - 2019
Below are historical data on refinancing in Racine, Wisconsin and around Green county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 54.50% | 39.64% | 45.47% | 48.98% | 56.80% | 57.32% | 57.67% | 52.83% |
| avg refi rate | 4.76% | 4.46% | 3.88% | 3.65% | 4.44% | 4.01% | 3.83% | 3.91% |
| % 15 year fixed refinance | 30.35% | 42.38% | 37.02% | 39.49% | 30.81% | 27.09% | 25.32% | 30.53% |
| avg refi rate | 4.15% | 3.68% | 3.20% | 2.90% | 3.50% | 3.17% | 2.99% | 3.08% |
| Avg credit score | 769.37 | 770.74 | 774.02 | 769.50 | 754.31 | 760.49 | 759.29 | 757.64 |
| Avg LTV (loan to value) | 64.40% | 64.46% | 65.46% | 67.19% | 70.89% | 71.72% | 72.25% | 70.78% |
| Avg DTI (debt to income) | 29.42 | 29.40 | 28.02 | 29.00 | 32.34 | 30.65 | 30.57 | 31.79 |
| Avg refinance insurance % | 1.31% | 1.36% | 1.68% | 2.82% | 4.27% | 5.40% | 5.27% | 4.32% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Racine, Wisconsin 53490
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Racine, Wisconsin 53490, we have compiled a list of the leading refinance brokers to guide you.
Kerry Shaffer
Mortgage Banker
5901 Durand Ave
Racine, WI 53490
(262) 554-3952
kshaffer@johnsonbank.com
Kathy Deverney
Loan Officer
6700 Washington Ave
Racine, WI 53490
(262) 884-7821
kdeverney@johnsonbank.com
Pam Holzhaeuser
Loan Officer
555 Main St Ste 100
Racine, WI 53490
(920) 803-3629
pholzhaeuser@johnsonbank.com
LaMonte Bohman
Loan Officer
4959 Douglas Ave
Racine, WI 53490
(262) 681-4652
mbohman@johnsonbank.com
Brian Hach
Lending Officer
101 N Wisconsin Ave
Muscoda, WI 53490
(608) 739-3154
BrianH@cfbank.com
Address
5901 Durand Ave
Racine, WI
Contact
(262) 554-3952
Fax (301) 639-0804
kshaffer@johnsonbank.com
Address
6700 Washington Ave
Racine, WI
Contact
(262) 884-7821
Fax (301) 639-0804
kdeverney@johnsonbank.com
Address
555 Main St Ste 100
Racine, WI
Contact
(920) 803-3629
Fax (301) 639-0804
pholzhaeuser@johnsonbank.com