Compare Today’s Refinance Rates for Racine, Wisconsin

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Racine, Wisconsin 53490. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Racine and surrounding areas of Green county, your expected lifetime cash savings are $8,312 or $23 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Racine, Wisconsin 53490.

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Summary of Average Refinance Terms in Racine, Wisconsin 53490

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Racine, WI 53490, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Racine, Wisconsin 53490 from 2012 - 2019

Below are historical data on refinancing in Racine, Wisconsin and around Green county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.50% 39.64% 45.47% 48.98% 56.80% 57.32% 57.67% 52.83%
avg refi rate 4.76% 4.46% 3.88% 3.65% 4.44% 4.01% 3.83% 3.91%
% 15 year fixed refinance 30.35% 42.38% 37.02% 39.49% 30.81% 27.09% 25.32% 30.53%
avg refi rate 4.15% 3.68% 3.20% 2.90% 3.50% 3.17% 2.99% 3.08%
Avg credit score 769.37 770.74 774.02 769.50 754.31 760.49 759.29 757.64
Avg LTV (loan to value) 64.40% 64.46% 65.46% 67.19% 70.89% 71.72% 72.25% 70.78%
Avg DTI (debt to income) 29.42 29.40 28.02 29.00 32.34 30.65 30.57 31.79
Avg refinance insurance % 1.31% 1.36% 1.68% 2.82% 4.27% 5.40% 5.27% 4.32%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Racine, Wisconsin 53490

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Racine, Wisconsin 53490, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kerry Shaffer

Mortgage Banker

5901 Durand Ave

Racine, WI 53490

(262) 554-3952

kshaffer@johnsonbank.com

Kathy Deverney

Loan Officer

6700 Washington Ave

Racine, WI 53490

(262) 884-7821

kdeverney@johnsonbank.com

Pam Holzhaeuser

Loan Officer

555 Main St Ste 100

Racine, WI 53490

(920) 803-3629

pholzhaeuser@johnsonbank.com

LaMonte Bohman

Loan Officer

4959 Douglas Ave

Racine, WI 53490

(262) 681-4652

mbohman@johnsonbank.com

Brian Hach

Lending Officer

101 N Wisconsin Ave

Muscoda, WI 53490

(608) 739-3154

BrianH@cfbank.com

Address

5901 Durand Ave

Racine, WI

Contact

(262) 554-3952

Fax (301) 639-0804

kshaffer@johnsonbank.com

Address

6700 Washington Ave

Racine, WI

Contact

(262) 884-7821

Fax (301) 639-0804

kdeverney@johnsonbank.com

Address

555 Main St Ste 100

Racine, WI

Contact

(920) 803-3629

Fax (301) 639-0804

pholzhaeuser@johnsonbank.com

Refinancing News for Racine, Wisconsin 53490