Compare Today’s Refinance Rates for Richfield, Wisconsin 53076
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Richfield, Wisconsin 53076.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,339 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Richfield and other areas of Washington county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Richfield, Wisconsin 53076
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Interactive Refinance Rate Projections for Richfield, Wisconsin 53076
Pureloan has developed an interactive chart to monitor the five largest local lenders in Richfield, WI 53076, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Richfield, Wisconsin 53076 from 2024 - 2016
The following historical data provides insights into refinancing trends in Richfield, Wisconsin and the surrounding Washington county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 83.33% | 51.66% | 58.92% | 59.03% | 66.85% | 63.50% | 56.28% | 58.24% | 57.39% |
| avg refi rate | 6.29% | 3.59% | 2.96% | 3.28% | 4.07% | 4.47% | 3.99% | 3.83% | 4.00% |
| % 15 year fixed refinance | 4.17% | 29.44% | 24.46% | 24.21% | 19.62% | 19.83% | 26.48% | 24.66% | 26.49% |
| avg refi rate | 5.38% | 2.70% | 2.43% | 2.75% | 3.49% | 3.75% | 3.20% | 2.98% | 3.18% |
| Avg credit score | 760.38 | 752.70 | 762.50 | 766.28 | 762.19 | 752.69 | 754.52 | 759.70 | 760.28 |
| Avg LTV (loan to value) | 63.42% | 60.25% | 64.58% | 68.87% | 70.94% | 67.69% | 71.46% | 72.42% | 71.75% |
| Avg DTI (debt to income) | 39.50 | 31.80 | 30.21 | 30.02 | 31.13 | 32.39 | 32.12 | 30.52 | 30.63 |
| Avg refinance insurance % | 3.13% | 0.81% | 1.65% | 3.04% | 4.47% | 2.70% | 4.20% | 5.34% | 5.35% |
Best Refinance Brokers around Richfield, Wisconsin 53076
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Richfield, Wisconsin 53076, we have compiled a list of top refinance brokers to assist you in the process.
Matthew Harms
Assistant Vice President - Mortgage Specialist
502 S Wisconsin Dr
Sheboygan, WI 53076
(920) 565-6000
mharms@bankatcsb.com
Kristine Roemer
Loan Officer
8046 39th Ave
Kenosha, WI 53076
(262) 942-6723
kroemer@johnsonbank.com
Kevin Hutchinson
Loan Officer
7500 Green Bay Rd
Kenosha, WI 53076
(262) 697-7263
khutchinson@johnsonbank.com
Tracy Anderson
Branch Manager/Loan Office
5300 S 108th St
Hales Corners, WI 53076
(414) 425-9555
tracyanderson@inlanta.com
Art Doll
Loan Officer
5300 S 108th St
Hales Corners, WI 53076
(414) 425-9555
artdoll@inlanta.com
Address
502 S Wisconsin Dr
Sheboygan, WI
Contact
(920) 565-6000
Fax (301) 639-0804
mharms@bankatcsb.com
Address
8046 39th Ave
Kenosha, WI
Contact
(262) 942-6723
Fax (301) 639-0804
kroemer@johnsonbank.com
Address
7500 Green Bay Rd
Kenosha, WI
Contact
(262) 697-7263
Fax (301) 639-0804
khutchinson@johnsonbank.com