Compare Today’s Refinance Rates for Stratford, Wisconsin 54484
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Stratford, Wisconsin 54484.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,368 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Stratford and other areas of Marathon county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Stratford, Wisconsin 54484
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Interactive Refinance Rate Projections for Stratford, Wisconsin 54484
Pureloan has developed an interactive chart to monitor the five largest local lenders in Stratford, WI 54484, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Stratford, Wisconsin 54484 from 2024 - 2016
The following historical data provides insights into refinancing trends in Stratford, Wisconsin and the surrounding Marathon county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 45.20% | 51.91% | 50.00% | 53.69% | 43.12% | 37.98% | 37.71% | 45.28% | |
avg refi rate | 3.94% | 3.84% | 4.02% | 4.48% | 3.63% | 3.91% | 4.53% | 4.77% | |
% 15 year fixed refinance | 37.85% | 32.84% | 31.70% | 37.93% | 42.31% | 44.37% | 44.17% | 32.26% | |
avg refi rate | 3.12% | 3.01% | 3.22% | 3.56% | 2.89% | 3.17% | 3.70% | 4.16% | |
Avg credit score | 751.62 | 760.65 | 756.96 | 749.73 | 765.57 | 770.24 | 768.17 | 766.34 | |
Avg LTV (loan to value) | 70.79% | 71.84% | 72.32% | 71.22% | 69.51% | 68.97% | 68.49% | 67.60% | |
Avg DTI (debt to income) | 31.33 | 30.06 | 30.09 | 31.86 | 28.50 | 28.31 | 29.10 | 29.58 | |
Avg refinance insurance % | 4.73% | 3.81% | 3.67% | 4.24% | 2.89% | 2.72% | 2.72% | 2.11% |
Best Refinance Brokers around Stratford, Wisconsin 54484
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Stratford, Wisconsin 54484, we have compiled a list of top refinance brokers to assist you in the process.
Beth Schreiner
Consumer Lender
818 S Weber Ave
Stratford, WI 54484
(715) 687-9000
BethS@cfbanker.net
Jen Girard
Mortgage Banker
601 Main St
Stevens Point, WI 54484
(715) 345-8814
jen.girard@chase.com
Thomas Metzinger
Asst VP, Butternut Branch Manager, Loan Specialist
PO Box 8
Butternut, WI 54484
(715) 769-3541
butternut@nsbashland.com
Jo Bonney
Asst VP, Glidden Manager, Loan Specialist
163 South Grant Street
Glidden, WI 54484
(715) 264-2421
glidden@nsbashland.com
Ethel Spry
Loan Officer
8 E Anderson St
Rhinelander, WI 54484
(715) 479-1794
espry@psbwi.com
Address
818 S Weber Ave
Stratford, WI
Contact
(715) 687-9000
Fax (301) 639-0804
BethS@cfbanker.net
Address
601 Main St
Stevens Point, WI
Contact
(715) 345-8814
Fax (301) 639-0804
jen.girard@chase.com
Address
PO Box 8
Butternut, WI
Contact
(715) 769-3541
Fax (301) 639-0804
butternut@nsbashland.com