Compare Today’s Refinance Rates for Washburn, Wisconsin 54891
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Washburn, Wisconsin 54891.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $10,789 over the lifetime of your mortgage, which translates to a monthly savings of $30 in Washburn and other areas of Bayfield county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Washburn, Wisconsin 54891
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Interactive Refinance Rate Projections for Washburn, Wisconsin 54891
Pureloan has developed an interactive chart to monitor the five largest local lenders in Washburn, WI 54891, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Washburn, Wisconsin 54891 from 2024 - 2016
The following historical data provides insights into refinancing trends in Washburn, Wisconsin and the surrounding Bayfield county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 45.20% | 51.91% | 50.00% | 53.69% | 43.12% | 37.98% | 37.71% | 45.28% | |
| avg refi rate | 3.94% | 3.84% | 4.02% | 4.48% | 3.63% | 3.91% | 4.53% | 4.77% | |
| % 15 year fixed refinance | 37.85% | 32.84% | 31.70% | 37.93% | 42.31% | 44.37% | 44.17% | 32.26% | |
| avg refi rate | 3.12% | 3.01% | 3.22% | 3.56% | 2.89% | 3.17% | 3.70% | 4.16% | |
| Avg credit score | 751.62 | 760.65 | 756.96 | 749.73 | 765.57 | 770.24 | 768.17 | 766.34 | |
| Avg LTV (loan to value) | 70.79% | 71.84% | 72.32% | 71.22% | 69.51% | 68.97% | 68.49% | 67.60% | |
| Avg DTI (debt to income) | 31.33 | 30.06 | 30.09 | 31.86 | 28.50 | 28.31 | 29.10 | 29.58 | |
| Avg refinance insurance % | 4.73% | 3.81% | 3.67% | 4.24% | 2.89% | 2.72% | 2.72% | 2.11% |
Best Refinance Brokers around Washburn, Wisconsin 54891
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Washburn, Wisconsin 54891, we have compiled a list of top refinance brokers to assist you in the process.
Duane Gasperini
Mortgage Loan Officer
31 W Bayfield St
Washburn, WI 54891
(715) 373-6383
drgasperini@bremer.com
Eppy Sundberg
Mortgage Consultant
5150 N South Main St
Winter, WI 54891
(715) 266-3501
eppys@chippewavalleybank.com
Charlie Warner
Mortgage Consultant
5150 N South Main St
Winter, WI 54891
(715) 266-3501
charliew@chippewavalleybank.com
Mary Bisick
Mortgage Consultant
3401 E Calumet St
Appleton, WI 54891
(920) 993-3939
mbisick@foxcu.org
Brian Hobbs
Mortgage Lender
3401 E Calumet St
Appleton, WI 54891
(920) 993-3631
bhobbs@foxcu.org
Address
31 W Bayfield St
Washburn, WI
Contact
(715) 373-6383
Fax (301) 639-0804
drgasperini@bremer.com
Address
5150 N South Main St
Winter, WI
Contact
(715) 266-3501
Fax (301) 639-0804
eppys@chippewavalleybank.com
Address
5150 N South Main St
Winter, WI
Contact
(715) 266-3501
Fax (301) 639-0804
charliew@chippewavalleybank.com