Compare Today’s Refinance Rates for Waterford, Wisconsin 53185
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Waterford, Wisconsin 53185.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Waterford, Wisconsin 53185. For 30-year amortization refinancing, you can expect lifetime cash savings of $14,420 or $40 per month in Waterford and other parts of Racine county.
Summary of Average Refinances in Waterford, Wisconsin 53185
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Interactive Refinance Rate Projections for Waterford, Wisconsin 53185
Pureloan has developed an interactive chart to monitor the five largest local lenders in Waterford, WI 53185, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Waterford, Wisconsin 53185 from 2024 - 2016
The following historical data provides insights into refinancing trends in Waterford, Wisconsin and the surrounding Racine county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 86.36% | 55.40% | 56.29% | 55.54% | 64.77% | 54.75% | 51.80% | 52.05% | 51.86% |
avg refi rate | 6.55% | 3.57% | 2.99% | 3.32% | 4.08% | 4.47% | 4.02% | 3.85% | 3.99% |
% 15 year fixed refinance | 9.09% | 30.50% | 27.24% | 25.27% | 20.91% | 31.34% | 31.96% | 31.33% | 31.20% |
avg refi rate | 5.70% | 2.69% | 2.47% | 2.79% | 3.47% | 3.74% | 3.21% | 2.98% | 3.15% |
Avg credit score | 741.05 | 750.63 | 759.67 | 762.19 | 754.99 | 746.01 | 751.35 | 759.72 | 758.30 |
Avg LTV (loan to value) | 62.50% | 60.60% | 63.81% | 68.37% | 70.79% | 67.22% | 71.16% | 71.93% | 71.99% |
Avg DTI (debt to income) | 35.64 | 32.84 | 31.17 | 30.69 | 32.50 | 33.31 | 32.38 | 31.29 | 30.62 |
Avg refinance insurance % | 1.68% | 0.97% | 1.59% | 2.89% | 4.40% | 3.11% | 4.02% | 4.74% | 5.05% |
Best Refinance Brokers around Waterford, Wisconsin 53185
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Waterford, Wisconsin 53185, we have compiled a list of top refinance brokers to assist you in the process.
Wendy Lewanovich
Mortgage Consultant
701 Trailview Ct
Waterford, WI 53185
(262) 293-1409
wendy.lewanovich@equitablebank.net
Cindy Kelley
Mortgage Consultant
207 W Main St
Whitewater, WI 53185
(262) 473-2112
ckelley@firstcitizensww.com
Jim Bomberg
Loan Officer
7001 W. Edgerton Ave.
Greenfield, WI 53185
(414) 235-5893
jbomberg@pyramaxbank.com
Michael Andrade
Loan Officer
7001 W. Edgerton Ave.
Greenfield, WI 53185
(414) 235-5838
mandrade@pyramaxbank.com
Tom Peterson
Loan Officer
7001 W. Edgerton Ave.
Greenfield, WI 53185
(414) 235-5308
tpeterson@pyramaxbank.com
Address
701 Trailview Ct
Waterford, WI
Contact
(262) 293-1409
Fax (301) 639-0804
wendy.lewanovich@equitablebank.net
Address
207 W Main St
Whitewater, WI
Contact
(262) 473-2112
Fax (301) 639-0804
ckelley@firstcitizensww.com
Address
7001 W. Edgerton Ave.
Greenfield, WI
Contact
(414) 235-5893
Fax (301) 639-0804
jbomberg@pyramaxbank.com