Compare Today’s Refinance Rates for Winter, Wisconsin 54896
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Winter, Wisconsin 54896.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $12,700 over the lifetime of your mortgage, which translates to a monthly savings of $35 in Winter and other areas of Sawyer county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Winter, Wisconsin 54896
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Interactive Refinance Rate Projections for Winter, Wisconsin 54896
Pureloan has developed an interactive chart to monitor the five largest local lenders in Winter, WI 54896, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Winter, Wisconsin 54896 from 2024 - 2016
The following historical data provides insights into refinancing trends in Winter, Wisconsin and the surrounding Sawyer county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 45.20% | 51.91% | 50.00% | 53.69% | 43.12% | 37.98% | 37.71% | 45.28% | |
avg refi rate | 3.94% | 3.84% | 4.02% | 4.48% | 3.63% | 3.91% | 4.53% | 4.77% | |
% 15 year fixed refinance | 37.85% | 32.84% | 31.70% | 37.93% | 42.31% | 44.37% | 44.17% | 32.26% | |
avg refi rate | 3.12% | 3.01% | 3.22% | 3.56% | 2.89% | 3.17% | 3.70% | 4.16% | |
Avg credit score | 751.62 | 760.65 | 756.96 | 749.73 | 765.57 | 770.24 | 768.17 | 766.34 | |
Avg LTV (loan to value) | 70.79% | 71.84% | 72.32% | 71.22% | 69.51% | 68.97% | 68.49% | 67.60% | |
Avg DTI (debt to income) | 31.33 | 30.06 | 30.09 | 31.86 | 28.50 | 28.31 | 29.10 | 29.58 | |
Avg refinance insurance % | 4.73% | 3.81% | 3.67% | 4.24% | 2.89% | 2.72% | 2.72% | 2.11% |
Best Refinance Brokers around Winter, Wisconsin 54896
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Winter, Wisconsin 54896, we have compiled a list of top refinance brokers to assist you in the process.
Charlie Warner
Mortgage Consultant
5150 N South Main St
Winter, WI 54896
(715) 266-3501
charliew@chippewavalleybank.com
Eppy Sundberg
Mortgage Consultant
5150 N South Main St
Winter, WI 54896
(715) 266-3501
eppys@chippewavalleybank.com
CHAD MILLER
Mortgage Lenders
400 N Koeller St
Oshkosh, WI 54896
(920) 232-6081
cmiller@fnbfoxvalley.com
William Wuske
Vice President, Financial Services
PO Box 3046
Oshkosh, WI 54896
(920) 236-7040
WWuske@citizensfirst.com
Jesee Stroete
Loan Officers
1700 W 20th Ave
Oshkosh, WI 54896
(920) 231-1163
jtestroete@fvsbank.com
Address
5150 N South Main St
Winter, WI
Contact
(715) 266-3501
Fax (301) 639-0804
charliew@chippewavalleybank.com
Address
5150 N South Main St
Winter, WI
Contact
(715) 266-3501
Fax (301) 639-0804
eppys@chippewavalleybank.com
Address
400 N Koeller St
Oshkosh, WI
Contact
(920) 232-6081
Fax (301) 639-0804
cmiller@fnbfoxvalley.com