Compare Today’s Refinance Rates for Winter, Wisconsin

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Winter, Wisconsin 54896. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,080 or $9 / month in Winter and other areas of Sawyer county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Winter, Wisconsin 54896.

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Summary of Average Refinance Terms in Winter, Wisconsin 54896

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Winter, WI 54896, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Winter, Wisconsin 54896 from 2012 - 2019

Below are historical data on refinancing in Winter, Wisconsin and around Sawyer county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 45.28% 37.71% 37.98% 43.12% 53.69% 50.00% 51.91% 45.20%
avg refi rate 4.77% 4.53% 3.91% 3.63% 4.48% 4.02% 3.84% 3.94%
% 15 year fixed refinance 32.26% 44.17% 44.37% 42.31% 37.93% 31.70% 32.84% 37.85%
avg refi rate 4.16% 3.70% 3.17% 2.89% 3.56% 3.22% 3.01% 3.12%
Avg credit score 766.34 768.17 770.24 765.57 749.73 756.96 760.65 751.62
Avg LTV (loan to value) 67.60% 68.49% 68.97% 69.51% 71.22% 72.32% 71.84% 70.79%
Avg DTI (debt to income) 29.58 29.10 28.31 28.50 31.86 30.09 30.06 31.33
Avg refinance insurance % 2.11% 2.72% 2.72% 2.89% 4.24% 3.67% 3.81% 4.73%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Winter, Wisconsin 54896

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Winter, Wisconsin 54896, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Charlie Warner

Mortgage Consultant

5150 N South Main St

Winter, WI 54896

(715) 266-3501

charliew@chippewavalleybank.com

Eppy Sundberg

Mortgage Consultant

5150 N South Main St

Winter, WI 54896

(715) 266-3501

eppys@chippewavalleybank.com

CHAD MILLER

Mortgage Lenders

400 N Koeller St

Oshkosh, WI 54896

(920) 232-6081

cmiller@fnbfoxvalley.com

William Wuske

Vice President, Financial Services

PO Box 3046

Oshkosh, WI 54896

(920) 236-7040

WWuske@citizensfirst.com

Jesee Stroete

Loan Officers

1700 W 20th Ave

Oshkosh, WI 54896

(920) 231-1163

jtestroete@fvsbank.com

Address

5150 N South Main St

Winter, WI

Contact

(715) 266-3501

Fax (301) 639-0804

charliew@chippewavalleybank.com

Address

5150 N South Main St

Winter, WI

Contact

(715) 266-3501

Fax (301) 639-0804

eppys@chippewavalleybank.com

Address

400 N Koeller St

Oshkosh, WI

Contact

(920) 232-6081

Fax (301) 639-0804

cmiller@fnbfoxvalley.com

Refinancing News for Winter, Wisconsin 54896