Compare Today’s Refinance Rates for Woodruff, Wisconsin 54568
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Woodruff, Wisconsin 54568.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $10,313 over the lifetime of your mortgage, which translates to a monthly savings of $29 in Woodruff and other areas of Oneida county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Woodruff, Wisconsin 54568
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Interactive Refinance Rate Projections for Woodruff, Wisconsin 54568
Pureloan has developed an interactive chart to monitor the five largest local lenders in Woodruff, WI 54568, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Woodruff, Wisconsin 54568 from 2024 - 2016
The following historical data provides insights into refinancing trends in Woodruff, Wisconsin and the surrounding Oneida county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 50.00% | 52.14% | 48.27% | 52.51% | 64.14% | 60.81% | 50.43% | 51.70% | 47.80% |
| avg refi rate | 6.50% | 3.68% | 2.98% | 3.17% | 4.12% | 4.57% | 3.90% | 3.75% | 3.98% |
| % 15 year fixed refinance | 25.00% | 30.77% | 34.43% | 34.82% | 24.83% | 20.27% | 41.03% | 36.36% | 40.25% |
| avg refi rate | 6.25% | 2.71% | 2.43% | 2.69% | 3.57% | 3.82% | 3.09% | 2.91% | 3.13% |
| Avg credit score | 746.25 | 760.98 | 767.62 | 771.49 | 766.62 | 744.18 | 767.29 | 766.87 | 765.50 |
| Avg LTV (loan to value) | 48.75% | 54.83% | 61.23% | 65.21% | 66.80% | 65.92% | 65.39% | 65.90% | 64.26% |
| Avg DTI (debt to income) | 32.25 | 33.97 | 32.06 | 31.49 | 31.20 | 33.55 | 33.27 | 32.29 | 31.53 |
| Avg refinance insurance % | 6.25% | 0.64% | 1.44% | 1.53% | 2.24% | 1.49% | 3.43% | 1.73% | 1.53% |
Best Refinance Brokers around Woodruff, Wisconsin 54568
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Woodruff, Wisconsin 54568, we have compiled a list of top refinance brokers to assist you in the process.
Todd Pronschinske
Mortgage Consultant
S2021 County Road U
Cochrane, WI 54568
(608) 626-3131
toddwsb@mwt.net
Barry Ritscher
Mortgage Consultant
S2021 County Road U
Cochrane, WI 54568
(608) 626-3131
barrywsb@mwt.net
Herbert Lallemont
Mortgage Consultant
S2021 County Road U
Cochrane, WI 54568
(608) 626-3131
herbwsb@mwt.net
Kim Borgwardt
Loan Officer
8 Main St
Black River Falls, WI 54568
(715) 284-5341
jcbre@jacksoncountybank.com
Judy Lee
Loan Officer
8 Main St
Black River Falls, WI 54568
(715) 284-5341
judylee@jacksoncountybank.com
Address
S2021 County Road U
Cochrane, WI
Contact
(608) 626-3131
Fax (301) 639-0804
toddwsb@mwt.net
Address
S2021 County Road U
Cochrane, WI
Contact
(608) 626-3131
Fax (301) 639-0804
barrywsb@mwt.net
Address
S2021 County Road U
Cochrane, WI
Contact
(608) 626-3131
Fax (301) 639-0804
herbwsb@mwt.net