Compare Today’s Refinance Rates for Hamlin, West Virginia 25523
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hamlin, West Virginia 25523.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hamlin, West Virginia 25523. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,039 or $8 per month in Hamlin and other parts of Lincoln county.
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Summary of Average Refinances in Hamlin, West Virginia 25523
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Hamlin, West Virginia 25523
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hamlin, WV 25523, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hamlin, West Virginia 25523 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hamlin, West Virginia and the surrounding Lincoln county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 46.88% | 52.07% | 46.37% | 53.13% | 60.00% | 56.90% | 54.74% | 54.29% | |
avg refi rate | 3.43% | 3.03% | 3.35% | 4.32% | 4.47% | 4.14% | 3.94% | 4.01% | |
% 15 year fixed refinance | 21.88% | 26.55% | 35.08% | 21.88% | 35.00% | 32.76% | 30.53% | 25.71% | |
avg refi rate | 2.85% | 2.46% | 2.78% | 3.65% | 3.91% | 3.19% | 3.15% | 3.15% | |
Avg credit score | 742.84 | 743.40 | 755.61 | 738.75 | 723.78 | 735.26 | 739.75 | 755.80 | |
Avg LTV (loan to value) | 64.13% | 70.52% | 72.48% | 68.88% | 68.93% | 69.22% | 72.66% | 72.83% | |
Avg DTI (debt to income) | 29.92 | 29.36 | 27.79 | 32.19 | 31.45 | 29.17 | 31.13 | 29.26 | |
Avg refinance insurance % | 3.63% | 3.99% | 4.15% | 3.16% | 4.63% | 3.45% | 5.92% | 5.39% |
Best Refinance Brokers around Hamlin, West Virginia 25523
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hamlin, West Virginia 25523, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Walter Stowers
Loan Officer
4751 Route 10, Suite 104
Baboursville, WV 25523
(304) 733-6077
wstowers@nfmlending.com
Address
4751 Route 10, Suite 104
Baboursville, WV
Contact
(304) 733-6077
Fax (301) 639-0804
wstowers@nfmlending.com