Compare Today’s Refinance Rates for Holden, West Virginia 25625
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Holden, West Virginia 25625.
With a 30-year amortization refinance in Holden and surrounding areas of Logan county, our calculations show that you can expect to save up to $2,729 over the lifetime of your mortgage, or a monthly savings of $8. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Holden, West Virginia 25625.
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Summary of Average Refinances in Holden, West Virginia 25625
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Interactive Refinance Rate Projections for Holden, West Virginia 25625
Pureloan has developed an interactive chart to monitor the five largest local lenders in Holden, WV 25625, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Holden, West Virginia 25625 from 2024 - 2016
The following historical data provides insights into refinancing trends in Holden, West Virginia and the surrounding Logan county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 52.94% | 31.90% | 42.00% | 62.86% | 62.86% | 61.76% | 48.94% | 58.33% |
| avg refi rate | 5.25% | 3.56% | 3.05% | 3.28% | 4.66% | 4.43% | 4.12% | 3.93% | 4.13% |
| % 15 year fixed refinance | 14.71% | 50.86% | 33.00% | 25.71% | 31.43% | 32.35% | 25.53% | 36.11% | |
| avg refi rate | 2.65% | 2.50% | 2.80% | 3.75% | 3.88% | 3.72% | 3.42% | 3.52% | |
| Avg credit score | 747.00 | 726.94 | 751.01 | 757.75 | 743.14 | 760.26 | 745.62 | 744.72 | 741.06 |
| Avg LTV (loan to value) | 60.00% | 70.32% | 68.42% | 70.59% | 70.83% | 60.94% | 70.41% | 72.21% | 70.97% |
| Avg DTI (debt to income) | 47.00 | 36.18 | 30.47 | 31.90 | 32.26 | 31.49 | 29.91 | 31.68 | 30.42 |
| Avg refinance insurance % | 2.50% | 2.75% | 3.44% | 4.23% | 3.11% | 2.68% | 1.96% | 3.50% |
Best Refinance Brokers around Holden, West Virginia 25625
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Holden, West Virginia 25625, we have compiled a list of top refinance brokers to assist you in the process.
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