Compare Today’s Refinance Rates for Midkiff, West Virginia 25540
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Midkiff, West Virginia 25540.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Midkiff, West Virginia 25540. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,223 or $12 per month in Midkiff and other parts of Lincoln county.
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Summary of Average Refinances in Midkiff, West Virginia 25540
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Midkiff, West Virginia 25540
Pureloan has developed an interactive chart to monitor the five largest local lenders in Midkiff, WV 25540, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Midkiff, West Virginia 25540 from 2024 - 2016
The following historical data provides insights into refinancing trends in Midkiff, West Virginia and the surrounding Lincoln county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 46.88% | 52.07% | 46.37% | 53.13% | 60.00% | 56.90% | 54.74% | 54.29% | |
avg refi rate | 3.43% | 3.03% | 3.35% | 4.32% | 4.47% | 4.14% | 3.94% | 4.01% | |
% 15 year fixed refinance | 21.88% | 26.55% | 35.08% | 21.88% | 35.00% | 32.76% | 30.53% | 25.71% | |
avg refi rate | 2.85% | 2.46% | 2.78% | 3.65% | 3.91% | 3.19% | 3.15% | 3.15% | |
Avg credit score | 742.84 | 743.40 | 755.61 | 738.75 | 723.78 | 735.26 | 739.75 | 755.80 | |
Avg LTV (loan to value) | 64.13% | 70.52% | 72.48% | 68.88% | 68.93% | 69.22% | 72.66% | 72.83% | |
Avg DTI (debt to income) | 29.92 | 29.36 | 27.79 | 32.19 | 31.45 | 29.17 | 31.13 | 29.26 | |
Avg refinance insurance % | 3.63% | 3.99% | 4.15% | 3.16% | 4.63% | 3.45% | 5.92% | 5.39% |
Best Refinance Brokers around Midkiff, West Virginia 25540
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Midkiff, West Virginia 25540, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Walter Stowers
Loan Officer
4751 Route 10, Suite 104
Baboursville, WV 25540
(304) 733-6077
wstowers@nfmlending.com
Address
4751 Route 10, Suite 104
Baboursville, WV
Contact
(304) 733-6077
Fax (301) 639-0804
wstowers@nfmlending.com