Compare Today’s Refinance Rates for Thornton, West Virginia 26440
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Thornton, West Virginia 26440.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Thornton, West Virginia 26440. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,769 or $27 per month in Thornton and other parts of Taylor county.
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Summary of Average Refinances in Thornton, West Virginia 26440
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Thornton, West Virginia 26440
Pureloan has developed an interactive chart to monitor the five largest local lenders in Thornton, WV 26440, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Thornton, West Virginia 26440 from 2024 - 2016
The following historical data provides insights into refinancing trends in Thornton, West Virginia and the surrounding Taylor county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 70.00% | 41.07% | 42.11% | 100.00% | 77.78% | 66.67% | 57.14% | 36.36% | |
avg refi rate | 3.32% | 2.96% | 3.46% | 4.46% | 4.38% | 3.98% | 3.86% | 4.13% | |
% 15 year fixed refinance | 100.00% | 20.00% | 30.36% | 36.84% | 22.22% | 13.33% | 35.71% | 54.55% | |
avg refi rate | 5.50% | 2.56% | 2.53% | 2.76% | 4.75% | 3.56% | 3.18% | 3.33% | |
Avg credit score | 778.00 | 718.50 | 745.77 | 753.00 | 759.17 | 719.33 | 743.20 | 750.71 | 731.95 |
Avg LTV (loan to value) | 80.00% | 70.40% | 68.71% | 68.29% | 71.17% | 76.11% | 75.13% | 67.29% | 74.91% |
Avg DTI (debt to income) | 36.00 | 38.40 | 30.93 | 28.42 | 34.17 | 35.78 | 32.00 | 29.29 | 31.45 |
Avg refinance insurance % | 3.00% | 3.93% | 4.03% | 4.17% | 3.33% | 5.73% | 2.64% | 5.77% |
Best Refinance Brokers around Thornton, West Virginia 26440
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Thornton, West Virginia 26440, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Lisa Moore
Certified Mortgage Loan Officer
200 Railroad St
Salem, WV 26440
(304) 626-1700
lamoore@bbandt.com
Address
200 Railroad St
Salem, WV
Contact
(304) 626-1700
Fax (301) 639-0804
lamoore@bbandt.com