Compare Today’s Refinance Rates for Van, West Virginia 25206
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Van, West Virginia 25206.
With a 30-year amortization refinance in Van and surrounding areas of Boone county, our calculations show that you can expect to save up to $6,234 over the lifetime of your mortgage, or a monthly savings of $17. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Van, West Virginia 25206.
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Summary of Average Refinances in Van, West Virginia 25206
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Van, West Virginia 25206
Pureloan has developed an interactive chart to monitor the five largest local lenders in Van, WV 25206, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Van, West Virginia 25206 from 2024 - 2016
The following historical data provides insights into refinancing trends in Van, West Virginia and the surrounding Boone county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 53.33% | 44.86% | 48.91% | 40.00% | 60.00% | 80.00% | 55.00% | 54.55% |
avg refi rate | 6.50% | 3.53% | 3.00% | 3.43% | 4.36% | 4.57% | 4.20% | 4.00% | 4.05% |
% 15 year fixed refinance | 30.00% | 30.84% | 29.35% | 45.00% | 33.33% | 16.67% | 40.00% | 36.36% | |
avg refi rate | 2.61% | 2.46% | 2.77% | 3.67% | 3.48% | 3.47% | 3.14% | 3.17% | |
Avg credit score | 761.00 | 732.97 | 747.93 | 751.01 | 751.45 | 741.00 | 738.00 | 749.10 | 738.05 |
Avg LTV (loan to value) | 82.00% | 68.83% | 68.45% | 73.62% | 70.55% | 73.53% | 70.07% | 71.15% | 69.77% |
Avg DTI (debt to income) | 39.00 | 30.87 | 31.04 | 29.29 | 30.85 | 28.67 | 33.57 | 33.65 | 29.86 |
Avg refinance insurance % | 12.00% | 3.83% | 2.67% | 4.15% | 3.30% | 2.00% | 3.07% | 5.55% | 3.95% |
Best Refinance Brokers around Van, West Virginia 25206
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Van, West Virginia 25206, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
D Kitts
Loan Officer
7033 Charleston Rd
Walton, WV 25206
(304) 204-2067
dkitts@pocavalleybank.com
Address
7033 Charleston Rd
Walton, WV
Contact
(304) 204-2067
Fax (301) 639-0804
dkitts@pocavalleybank.com