Compare Today’s Refinance Rates for White Oak, West Virginia 25989
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in White Oak, West Virginia 25989.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,608 over the lifetime of your mortgage, which translates to a monthly savings of $18 in White Oak and other areas of Raleigh county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in White Oak, West Virginia 25989
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for White Oak, West Virginia 25989
Pureloan has developed an interactive chart to monitor the five largest local lenders in White Oak, WV 25989, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in White Oak, West Virginia 25989 from 2024 - 2016
The following historical data provides insights into refinancing trends in White Oak, West Virginia and the surrounding Raleigh county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 58.33% | 48.78% | 27.59% | 72.73% | 16.67% | 54.55% | 44.44% | 62.50% | |
avg refi rate | 3.37% | 3.08% | 3.39% | 4.64% | 4.75% | 4.10% | 4.06% | 3.95% | |
% 15 year fixed refinance | 33.33% | 31.71% | 51.72% | 9.09% | 50.00% | 36.36% | 44.44% | 12.50% | |
avg refi rate | 3.12% | 2.61% | 2.93% | 5.13% | 4.04% | 3.47% | 3.13% | 3.00% | |
Avg credit score | 717.58 | 755.29 | 739.03 | 732.00 | 741.17 | 763.00 | 751.00 | 769.63 | |
Avg LTV (loan to value) | 71.58% | 66.61% | 72.93% | 69.64% | 65.33% | 66.64% | 72.44% | 67.75% | |
Avg DTI (debt to income) | 34.33 | 31.59 | 31.62 | 33.64 | 39.00 | 30.27 | 31.00 | 26.25 | |
Avg refinance insurance % | 4.00% | 3.17% | 5.45% | 6.00% | 2.00% | 2.27% | 0.67% | 5.38% |
Best Refinance Brokers around White Oak, West Virginia 25989
If you are considering refinancing your mortgage or obtaining a cash-out refinance in White Oak, West Virginia 25989, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Stuart Levy
Loan Officer
104 14th St
Wheeling, WV 25989
(703) 643-1002
slevy@weststarmortgage.com
Adam Brothers
Mortgage Loan Officer
1 Chapel Rd
Wheeling, WV 25989
(304) 233-3217
ABrothers@bbandt.com
Leigh Scherich
Mortgage Loan Officer
20 Wheeling Ave
Glen Dale, WV 25989
(304) 639-8957
lscherich@bbandt.com
Address
104 14th St
Wheeling, WV
Contact
(703) 643-1002
Fax (301) 639-0804
slevy@weststarmortgage.com
Address
1 Chapel Rd
Wheeling, WV
Contact
(304) 233-3217
Fax (301) 639-0804
ABrothers@bbandt.com
Address
20 Wheeling Ave
Glen Dale, WV
Contact
(304) 639-8957
Fax (301) 639-0804
lscherich@bbandt.com