Research from Economists and Loan Experts

Utilize the following research to understand macroeconomic effects and how they may influence the timing and stability of the market and your decision.


Qualifying for an Auto Loan as a Student 2020

September 22, 2020 / Jonathon Grucelski

As a student, you may obtain an auto loan, however you will encounter obstacles most borrowers do not experience. Let 's discuss how a car loan operates, some of the obstacles you may encounter while applying, and how you can increase your odds of being accepted.

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Auto Loans

The Ultimate Guide to Find the Best Mortgage Rates for First-Time Home Buyers

August 17, 2020 / Ray Chen

While little kids often lay awake at night worrying about the boogeyman, for adults, it’s the very real fear of debt that keeps them up. Buying a house sounds like a great idea to a lot of Americans, until you consider the large down payment and loan — probably — ...

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Home Loan Mortgage

Buying Home as a Military Member – A Guide to The Best Loan Programs

August 05, 2020 / Ray Chen

Home buying is one the largest investments often considered by most families in the United States. Buying a home can be complicated for families and even extra complicated for military families. There are special loan programs available to military members. How to decide whether you are eligible and take best use of these programs?

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The Pros and Cons of Buying a Home versus Renting

July 29, 2020 / Ray Chen

The question “should I buy a home now or wait for another year?” is very common among potential home buyers in the United States. Buying a home is a delicate and difficult decision to take which makes it require thorough reasoning before making final decision. Unarguably, it is a good ...

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Which Mortgage Is Right For You?

June 24, 2020 / Ray Chen

Which Mortgage Is Right for You? Here Are the Most Common Mortgage Loans… Understanding the different mortgage loans available to you can be confusing, and that’s an understatement to say the least. Then throw in all the real estate jargon such as Fannie Mae, Freddie Mac, ARM notes, etc. and ...

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